In the current climate of minimal interest rates on cash deposits, the value of accumulated savings is at risk from the effects of inflation. Over longer time periods, this decline in purchasing power can have a significant impact, effectively eroding what we have worked to accumulate. For this reason, more people are choosing to invest their money in order to maintain and grow their savings.
Investing can be a means to achieve a range of financial goals, such as early retirement, funding education for children or perhaps the purchase of a property. In a broader context, an established investment portfolio is a source of financial security and potentially a valuable source of income as well.
Of course, the potential for growth comes with the risk that the value of an investment can fall as well. For this reason the importance of sound investment planning cannot be underestimated.
At Laithwaite Financial Services Ltd our approach to investment planning is underpinned by one fundamental theme:
In most cases, the deduction of charges is the only part of the return that is guaranteed.
In light of this, we always seek to deliver an investment solution that is cost effective, seeking to minimise the impact of charges on returns. We do not subscribe to the notion that portfolio management should be ‘outsourced’ to Multi-Manager funds, as each layer of management incurs additional cost. Instead we use our understanding of each individual client, combined with our in-house expertise to ensure that you remain on course to meet your objectives.
Our investment approach has proven very successful, which has led to the launch of a new investment proposition for clients that have accumulated higher levels of wealth.